PERS Health Insurance Program (PHIP)

PERS Health Offers Workshops in the Fall and Spring - for more information visit PERS Health Events

  • Available to PERS members only (Tier 1, Tier 2, OPSRP)
  • Must be receiving a PERS pension benefit (or took the lump sum option at retirement)
  • Non-Medicare and Medicare Supplemental plans available
  • PERS Medicare Plans include Medicare Part D coverage. Do not enroll in a separate Medicare Part D plan.
  • Plan options include:
    • Retiree without Medicare and Family without Medicare;
    • Retiree without Medicare and Family with Medicare;
    • Retiree with Medicare and Family without Medicare; or
    • Retiree with Medicare and Family with Medicare.
  • Dental Coverage:
    • Must be enrolled in a health plan to be eligible to enroll in the dental plan.
    • If you do not enroll in the dental plan when first eligible, you will not be able to add the dental plan later.
    • You can drop the dental plan later if you no longer want it.
  • Long-term Care plans also available
  • Premium Subsidies for Tier 1 & Tier 2 members only, must meet the following eligibility requirements:
    • RHIA – Medicare subsidy, must have at least 8 years of PERS service
    • RHIPA – Non-Medicare healthcare subsidy, only State or University years of service count when calculating years of service for the subsidy. MUST immediately retire from PERS after leaving employment.
  • Enrollment opportunities:
    • New (PERS) retiree
    • Medicare eligibility (must have Medicare Parts A & B). This will be your last opportunity unless you have employer group coverage.
    • Continuous employer-sponsored group coverage for 24 consecutive months immediately preceding enrollment (includes COBRA and retiree coverage). This can be after Medicare eligibility.
  • PERS Health Insurance Forms
  • PERS Health Insurance Program, (503) 224-7377 or (800) 768-7377