Cost of CORE Benefits

Medical, Vision, Dental and Employee Basic Life Insurance

  • Faculty (Unclassified employees)  .50 FTE to 1.0 FTE:
    • OSU employer contribution is 95% of the premium cost for the plan and enrollment tier you select.
    • Employee contribution is 5% of the premium cost for the plan and enrollment tier you select.
    • Premium Subsidy: If your base* monthly salary rate is less than or equal to $2,885 (effective 12/1/2014), OSU will pay an additional monthly premium subsidy of $40 toward your premium costs.  The monthly subsidy will stop if your base salary later increases above $2,885 per month. *Base salary rate is determined by the Salary Schedule Salary Range/Step and is the full-time equivalent.  Differentials, Overtime, etc. do not factor into the base.
  • Staff (Classified employees)  .75 FTE to 1.0 FTE:
    • OSU employer contribution is 95% of the premium cost for the plan and enrollment tier you select.
    • Employee contribution is 5% of the premium cost for the plan and enrollment tier you select.
    • If enrolled in the least costly plan in the county in which they work or live:
      • OSU employer contribution is 97%
      • Employee contribution is 3%
    • Premium Subsidy: If your base* monthly salary rate is less than or equal to $2,885 (effective 12/1/2014), OSU will pay an additional monthly premium subsidy of $40 toward your premium costs.  The monthly subsidy will stop if your base salary later increases above $2,885 per month. *Base salary rate is determined by the Salary Schedule Salary Range/Step and is the full-time equivalent.  Differentials, Overtime, etc. do not factor into the base.
  • Staff (Classified employees) between .50 - .74 FTE
    • Receive a pro-rated employer contribution based on the number of hours worked or in a paid leave status during the pay period. 
    • Part-time employees must pay the difference between their benefit amount and the cost of the premiums for their choice of medical and dental plans.
    • Part-time employees may be eligible for a premium subsidy if they enroll in a "part-time" medical plan

Estimate your total Monthly premium costs: 

PEBB Payroll Deduction Estimator - select your plans and answer a couple of questions and the calculator will calculate your monthly premium cost for you. 

Tax Consequences when adding a Domestic Partner and/or a Domestic Partner's children:

Cost Containment Programs – Tobacco & Other Group Coverage

If you enroll in a Medical plan, you must also select your participation status in PEBB’s Cost Containment Programs.  You may be assessed additional monthly surcharges based on your participation status.

Tobacco Use– you will be assessed a monthly surcharge based on your and/or your enrolled spouse/domestic partner’s tobacco use.  Tobacco users can stop the deduction when they quit using tobacco midyear by submitting Tobacco Midyear Change Form.

  • If you or your spouse/domestic partner use tobacco, the surcharge is $25 per month
  • If both you and your spouse/domestic partner use tobacco, the surcharge is $50 per month

Spouse/Domestic Partner Other Non-PEBB Employer Coverage – If your enrolled spouse/domestic partner has other employer group coverage available and does NOT enroll in that coverage, you will be assessed $50 per month.

  • If your spouse/domestic partner does not have access to employer coverage, there is no surcharge
  • If your spouse/domestic partner enrolls in their employer plan, there is no surcharge
  • If your spouse/domestic partner has access to other PEBB employer coverage and enrolls,  opts out or declines, there is no surcharge
  • Other Employer Group Coverage does NOT include:  Social Security, TRICARE, student insurance, individual coverage