Resources for Home Buying

 

Advantage Home Mortgage

As an OSU employee you have a special home ownership benefit that can provide you with financial education, access to significant savings when buying, selling or refinancing a home and access to non-commissioned advisors who can guide you every step of your journey.

 

Landed

Landed offers a variety of resources to help employees in higher education reach a 20% down payment on a home through a shared appreciation program. Landed also provides employees with wraparound homebuying resources.

Landed

OSU is introducing a new option available to employees interested in purchasing a home. The program is called Landed. Landed offers a variety of resources to help employees in higher education reach a 20% down payment on a home through a shared appreciation program. Landed also provides employees with wraparound homebuying resources.

A series of information sessions will be hosted in June and July. Employees who are interested in purchasing a home or learning more about the homebuying process can find more information here:

Join Landed at an upcoming info session: 

www.landed.com/OSU

Employees who are unable to attend the info sessions and would like more information can schedule a 1:1 consultation with Landed here. An info session recording in Spanish is available here and 1:1 calls in Spanish are available here.

Landed's shared appreciation down payment program invests alongside individuals to help them reach a 20% down payment, with the homebuyer putting at least 5% down. In exchange, homebuyers share in a portion of the gain (or loss, if any) of the home’s value, with the payment to Landed due once the partnership with the employee is ended—typically by sale or refinance. The down payment program is one piece of holistic homebuying support that Landed offers, including in-depth homebuyer education, access to a vetted real estate agent network, and comprehensive reviews of property reports to help homebuyers make informed homebuying decisions. Landed also offers an experienced homebuying team to help navigate the homebuying process, from financing to search to close.

Landed’s down payment program is open to all Oregon State University employees working 20+ hours/week and is available immediately. Participants do not need to be first time homebuyers and there are no income or asset limits needed to qualify.

 

All agreements and terms of this program are between the employee and Landed.  Employees should carefully consider all program rules when deciding whether or not to utilize this resource. Individual circumstances vary and program rules and stipulations should be carefully considered based on each employee’s own situation.