Initial Enrollment Period is the 3 months before your 65th birthday, the month you turn 65, and 3 months after the month you turn 65.
Recommend enrolling in Medicare Part A when you or your spouse first become eligible, but it is not required.
You and/or your eligible spouse do not need to enroll in Medicare B & D while enrolled under your active employer plan, unless eligibility for Medicare is due to End Stage Renal Disease.
A domestic partner may be subject to Medicare penalties if they do not enroll in Medicare A, B, D when first eligible and may not be eligible for the “special enrollment period”. For additional information, contact Social Security/Medicare directly.
When you retire or lose benefit eligibility - already Medicare eligible (age 65):
Two to three months before your retirement date or loss of benefits eligibility date, begin the process to enroll in Medicare Part B & D - refer to "How to Enroll in Medicare"
Enroll in Part D only if your Medicare Supplemental/Advantage plan does not include Part D coverage.
You and/or your Medicare eligible spouse will qualify for a “Special Enrollment Period” to add Medicare Part B & D coverage if you have been covered under an employer group plan (e.g., PEBB).
Need to have your Medicare and Medicare Supplemental/Advantage plan effective when your active employee coverage terminates.
The “Special Enrollment Period” is only available if you ARE NOT in your initial Medicare enrollment period (3 months before your 65th birthday, the month you turn 65, and 3 months after the month you turn 65).