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The Graduate Employee Health Plan through PacificSource includes coverage for medical, dental, and vision services. Graduate Fellows are required to either enroll in the PacificSource Health Plan or waive out with comparable coverage.
Oregon State University contributes 89% of the premium for the fellow and dependent coverage, plus 50% of the administration fee. The remaining 11% of the premium for the fellow and dependent coverage and 50% of the administration fee is charged to the OSU business account monthly. This portion is to be paid by the fellow, unless their specific funding covers their insurance expenses.
The following amounts are your responsibility:
|Fellow only||Fellow + spouse/partner||Fellow + children||Fellow + family||Dental only (no OSU contribution)|
Cost (per month)
Your insurance begin date is dependent on your fellowship start date.
Coverage will end the last day of the same month that your fellowship ends.
What paperwork do I need to complete?
Enrollment forms and waiver application forms are to be submitted to the OSU Insurance Office within 30 days of the start of your fellowship. A new waiver application is required each fall term to be submitted no later than Oct. 1. New enrollments or waivers are due any time you return from a break in your fellowship.
Can I enroll family members in this coverage?
Yes. Eligible dependents can be enrolled onto your plan:
The OSU Student Health Billing Office will submit claims to the insurance company for services rendered at the Student Health Center on-campus. The billing process may take four to six weeks before the insurance responds with an explanation of payment. If you have a balance after the insurance has responded, then the charges will be reflected on your OSU business account. Patients are responsible for paying charges on their student account.
If you have any questions regarding billing for services at the OSU Student Health Clinic please contact a billing specialist at 541-737-8370.
How do I use my coverage outside of Student Health?
If you do not have a fellowship during summer months, but have a fellowship during at least one term of the academic year, and are returning as a student enrolled in the Graduate School either summer or fall term, you are eligible to sign up and prepay for summer coverage.
* If you are graduating in terms prior to summer term, and/or will not return as a student enrolled in the Graduate School either summer or fall term, then you are not eligible to enroll in summer session coverage.
Summer session insurance includes the same level of PacificSource Health coverage for July, August, and September. The premiums are triple charged to your OSU business account in May, prior to summer session. No premiums are charged in July, August, or September if premiums are prepaid in May.
Deadline to enroll for Summer Session is May 1.
No changes will be allowed after this deadline.
** If your fellowship ends prior to spring term please use the following deadlines: Fall term – Dec. 1; Winter term – March 1.
Can I keep my coverage after my graduate fellowship ends?
You have the option of enrolling the COBRA continuation plan for up to 18 months as needed once your fellowship ends. COBRA is a continuation of the same coverage on PacificSource Health plan, however you will pay the full premium monthly directly to PacificSource Administrators.
When your fellowship ends, PacificSource Administrators will mail the COBRA election forms to you. To enroll, simply complete the forms and return to PacificSource Administrators with a payment.