Read about your health plan coverage and find enrollment and waiver forms here:
The following classifications are eligible for this health plan:
Premiums will be deducted pre-tax from your paycheck monthly. Premiums are deducted in the same month for which you have coverage.
Graduate Fellows: Premiums will be charged to your OSU student account at the end of each month that you have coverage. Graduate Fellows are financially responsible for prompt payment of these expenses.
Select your classification below to view current premiums rates:
Per the Coalition of Graduate Employees (CGE) union bargaining agreement, Article 28, Oregon State University contributes 90% of the monthly premium for the employee and dependent coverage, plus 50% of the administration fee. The employee pays 10% of the monthly premium for themselves and dependent coverage, plus 50% of the administration fee.
The following amounts are your responsibility:
2022-2023 premiums*
Employee-Only | Employee+Spouse/Partner | Employee+Family | Employee+Child(ren) | Dental Only (no OSU contribution) | |
---|---|---|---|---|---|
Plan Cost (per month) | $59.17 | $116.40 | $156.45 | $99.22 | $51.32 |
* These rates are deducted pre-tax. Please also see the Summer Session insurance section below for required summer insurance prepay rates.
Oregon State University contributes 90% of the premium for the fellow and dependent coverage, plus 50% of the administration fee. The remaining 10% of the premium for the fellow and dependent coverage and 50% of the administration fee is charged to the OSU student account monthly. This portion is to be paid by the fellow, unless their specific funding covers their insurance expenses.
The following amounts are your responsibility:
2022-2023 premiums
Employee-Only | Employee+Spouse/Partner | Employee+Family | Employee+Child(ren) | Dental Only (no OSU contribution) | |
---|---|---|---|---|---|
Plan Cost (per month) | $60.28 | $119.44 | $160.84 | $101.68 | $51.32 |
*Also see section regarding Graduate Fellow Summer Session for summer triple rates
OSU contributes 90% of the monthly premium for the employee and dependent coverage, plus 50% of the administration fee. The employee pays 10% of the monthly premium for themselves and dependent coverage, plus 50% of the administration fee.
The following amounts are your responsibility:
2022-2023 premiums
Postdoctoral scholars hired on or after June 16, 2020:
Employee-Only | Employee+Spouse/Partner | Employee+Family | Employee+Child(ren) | Dental Only (no OSU contribution) | |
---|---|---|---|---|---|
Plan Cost (per month) | $60.28 | $119.44 | $160.84 | $101.68 | $51.32 |
Postdoctoral scholars hired on or before June 15, 2020:
Employee-Only | Employee+Spouse/Partner | Employee+Family | Employee+Child(ren) | Dental Only (no OSU contribution) | |
---|---|---|---|---|---|
Plan Cost (per month) | $6.50 | $65.66 | $107.06 | $47.91 | $51.32 |
OSU contributes 100% of the monthly premium for the employee coverage plus 50% of the administration fee. The employee pays 50% of the administration fee and any additional premiums for dependent coverage.
The following amounts are your responsibility:
2022-2023 premiums
Employee-Only | Employee+Spouse/Partner | Employee+Family | Employee+Child(ren) | Dental Only (no OSU contribution) | |
---|---|---|---|---|---|
Plan Cost (per month) | $6.50 | $598.13 | $1,012.10 | $420.59 | $51.32 |
No paperwork required since you are automatically enrolled in employee/fellow-only coverage. You will only need to submit an enrollment form if you are enrolling dependents to your plan
Employees & Fellows eligible for the Graduate Student Employee plan may apply for a waiver to decline coverage if they have an employer group plan that has equal or superior coverage to the PacificSource Health Plan offered by OSU. Waiver applications must meet the waiver criteria to be granted approval by the university.
You will need to submit the waiver application form, copy of insurance cards, and summary of benefits detailing your plan coverage to University Human Resources Graduate Benefits by the first of the month for which you are eligible (October 1st for fall term).You will be notified via email with a decision of waiver approval or denial. Denied waivers result in automatic enrollment in the plan offered by the university.
Once you are active on your insurance plan PacificSource will send your insurance card through postal mail.
It is highly recommended that you create an InTouch for Members account through the PacificSource website and/or download the myPacificSource app on a mobile device to access your electronic member ID card, view plan benefits, search for network providers and view claim statuses.
You are eligible to use the Student Health Services if you are paying the Student Health Services fee as part of your tuition and fees. This means that Graduate Assistants and Graduate Fellows are eligible to use SHS but Postdoctoral Scholars and Clinical Fellows are not.
You must provide Student Health Services with a copy of your health insurance card at the time of your visit for insurance to be billed.
If you have any questions regarding your billing for services at the OSU Student Health Clinic please contact a billing specialist at 541-737-2068. These offices work remotely, so if you need to leave a message please include your university ID number. You can also send a secure message to the billing department by logging into your Student Health Patient Portal.
Refer to the list of Preferred Providers found online at the PacificSource website (choose plan network – Navigator) or by accessing the find a doctor feature in the myPacificSource mobile app. When you arrive for an appointment, make sure to present your insurance card. You can also call PacificSource Customer Service at 1-888-977-9299 for assistance.
When you are seeking services outside the four-state area that PacificSource contracts, you may receive in-network coverage by using providers in the First Health Network using the search tool on the PacificSource website (scroll down to “Outside of four-state area”).
Select your classification below to view current premiums rates:
Per the CGE bargaining agreement, Article 28, all Graduate Assistants with a position during at least one term of the academic year are to be automatically enrolled in the summer session insurance. Summer session insurance includes the same level of PacificSource Health coverage for July, August, and September as was held during the preceding academic year. The premiums are deducted over a course of 9 months between October and June, prior to summer session. No premiums are deducted in July, August, or September if premiums are prepaid during the academic year. The following amounts are the Graduate Assistant responsibility.
Summer 1/9 premium rates for 2022-2023 plan year (per month) *:
Employee-Only | Employee+Spouse/Partner | Employee+Family | Employee+Child(ren) | |
---|---|---|---|---|
Plan Cost (per month Oct - June) | $19.72 | $38.80 | $52.15 | $33.07 |
Deadline to submit the Opt-Out Form for Summer Session is May 1st.
If you do not have a fellowship during summer months, but have a fellowship during at least one term of the academic year, and are returning as a student enrolled in the Graduate School either summer or fall term, you are eligible to sign up and prepay for summer coverage.
* If you are graduating in terms prior to summer term, and/or will not return as a student enrolled in the Graduate School either summer or fall term, then you are not eligible to enroll in summer session coverage.
Summer session insurance includes the same level of PacificSource Health coverage for July, August, and September as was held during the academic year. The premiums are triple charged to your OSU student account in May, prior to summer session. No premiums are charged in July, August, or September if premiums are prepaid in May.
Summer 2023 Tripled Premiums
Employee-Only | Employee+Spouse/Partner | Employee+Family | Employee+Child(ren) | Dental Only (no OSU contribution) | |
---|---|---|---|---|---|
Plan Cost (month of May) | $180.83 | $358.31 | $482.51 | $305.05 | $153.96 |
** If your fellowship ends prior to spring term please use the following deadlines: Fall term – Dec. 1; Winter term – March 1.
Deadline to submit the Summer Triple Form for Summer Session is May 1st.
* Postdoctoral Fellows and Visiting Scholars: Please visit the Student Health Services webpage for more information about the Postdoctoral Fellow Insurance Plan.