Public Service Loan Forgiveness

Public Service Loan Forgiveness (PSLF)

Oregon State University is a qualifying employer for public service loan forgiveness. Employees who have Federal Direct Loans and have made 120 payments on the Federal Direct Loans (after Oct. 1, 2007) may be eligible for the remaining loan balance to be forgiven. Only payments made under certain repayment plans may be counted toward the required 120 payments, and loans must not be in default to be forgiven.

The Public Service Loan Forgiveness Program is administered by Federal Student Aid an office of the U.S. Department of Education. For additional information on the Public Service Loan Forgiveness Program including eligibility requirements, the application process and help tools see the Federal Student Aid Website.

Employees can e-mail questions and forms to the HR Employment Verification team by reaching out to [email protected]. If employees need the PSLF form filled out, they can e-mail the form as an attachment. Please remove or hide the SSN on the form. University Human Resources will complete the section of the Employment Certification form to certify employment with the university, sign the form and return it via e-mail.

Webinar (6/14/2022): Public Service Loan Forgiveness Program and the Temporary Waiver

Student Debt Solution Benefit for OSU Employees Through TIAA

OSU has an additional benefit available for employees and their dependents through our partnership with TIAA called Savi. Savi functions as an advocate and a concierge for the student debt journey. Employees can visit their site to get a better estimate of how much they could save. It takes about 20 minutes and requires employees to provide information about income, taxes, family, and student debt. Savi's calculator will take all that into account and provide a recommended course of action. Once employees understand their options, they can decide if they want to proceed with any of the available programs

Employees can find out more about this optional benefit at this Savi/TIAA website or they can contact Savi directly at [email protected]

SAVI has bi-monthly webinars employees can sign up for using this link:

SAVI Quick Start Guide

OPU SAVI Flyer 08012023

SAVI Webinar Flyer

Quick Start Guide


New! Upcoming Webinars

  • These Public Service Loan Forgiveness webinars presented by OSU HR Staff are informational only. They are not intended for individual consultation. Employees can review the slides that will be covered here. Employees who need assistance with Public Service Loan Forgiveness Forms can contact the OSU Employment Services team at [email protected].
  • Employees who wish to consult regarding their individual loan circumstances can contact the Department of Education. Contacts for different situations can be found on the website here: in the third box down, it lists the following phone number for assistance with PSLF and the waiver program: 1-855-265-4038

Recorded Webinars

  • Dates
    • March 9, 2023
    • Description: Recent changes to the rules around PSLF mean that more people than ever are now eligible to receive months toward forgiveness. In this one-hour webinar, State of Oregon’s Student Loan Ombuds Lane Thompson will talk through the eligibility requirements for PSLF, as well as touching on other Federal cancelation and forgiveness options. If you have ever wondered how the Public Service Loan Forgiveness Program could help you clear your loan balance, this is the webinar for you.
    • View the recording here
    • View the slides here
  • OSU hosted a webinar regarding Public Service Loan Forgiveness and the temporary waiver to this program that is active through October 31, 2022.  A representative from the Department of Education spoke. 
  • Description: The Public Service Loan Forgiveness (PSLF) provides public service employees with federal student debt forgiveness, in certain situations, after 10 years or 120 consecutive monthly payments. On Oct. 6, 2021, the U.S. Department of Education (ED) announced a change to Public Service Loan Forgiveness (PSLF) program rules for a limited time as a result of the COVID-19 national emergency. Now, for a limited time, borrowers may receive credit for past periods of repayment that would otherwise not qualify for PSLF. The waiver ends October 31, 2022. Join a representative from the Department of Education as we discuss the PSLF program, and the steps borrowers need to take to make sure they get credit under the Limited PSLF Waiver.
  • View the recording here
  • View the slides here